International Auto Insurance Green Card
When planning a trip abroad in your own car, it is important not only to prepare the route and check the vehicle’s technical condition, but also to complete all the necessary documents. One of the key ones is the international insurance certificate Green Card. Without it, driving through most European countries in a car with Ukrainian registration is impossible. Having such a policy allows the driver to feel confident during the journey and avoid financial risks in the event of unexpected situations on the road.
Today, you can obtain an insurance policy remotely — without visits to branches and queues. Green Card PUMB is exactly that. In this material, we look at how the policy works, what risks it covers, and what drivers should consider before traveling.
Main features of the insurance policy
The international certificate Green Card is mandatory for cars with Ukrainian registration while abroad. It provides coverage for the driver’s civil liability to third parties in the event of a traffic accident. The policy is valid in more than 40 countries, including Poland, Germany, France, Italy, Spain, Austria, Belgium, Turkey, Great Britain and other countries that are part of the international insurance system. Thanks to this, the driver can travel freely across European countries without worrying about compensation for possible losses.
Among the policy’s advantages are:
- cooperation with reliable insurance partners;
- validity throughout all countries participating in the Green Card system;
- the option to choose a term from 15 days to one year;
- fast processing without paper documents.
How to apply for Green Card through the PUMB app
The process of getting the policy takes only a few minutes. To do this, you need to follow a few steps.
- Open the PUMB mobile app.
- Go to the Payments section.
- Select Additional services → Insurance.
- Find the Green Card product and review the terms.
- Enter the car and owner details.
- Pay for the insurance policy.
After payment, the document is sent electronically, and it can be saved on a smartphone or printed out. Cashback is also available at payment — its amount is shown in the personal account in the Benefits section.
What risks the policy covers
The insurance protects the driver’s financial interests in the event of harm to the life, health or property of third parties during a traffic accident abroad. This means that the insurance company covers the costs of compensation for losses within the established limits. Liability limits are determined by the legislation of the country where the road accident occurred. There is no deductible under the policy — 0 UAH, which makes the insurance more advantageous for drivers.
What to do in the event of an accident
An insured event is considered to be an accident abroad involving the insured vehicle, when there is an obligation to compensate third parties for losses. To receive payment, you must comply with the terms of the contract and promptly notify the insurance company about the event, as well as collect all the necessary documents required by the insurance rules.
Compensation may not be provided if the driver acted intentionally, was under the influence of alcohol or drugs, took part in races, transported dangerous goods, or if the damaged property does not fall under the terms of the insurance coverage.
Additional information
The Green Card policy is issued as a separate insurance product and is not included in bundled offers. PUMB clients can use the cashback program — current terms are available in the personal account in the Benefits section. In addition, thanks to online application, the client can quickly renew the policy or purchase a new one if travel plans change.
Take care of protection in advance
A trip abroad without international car insurance can lead to significant expenses in the event of an accident. Applying for Green Card through PUMB takes minimal time and provides insurance coverage in most popular travel destinations. An insurance policy arranged in advance will help avoid unpleasant situations at the border and guarantee financial security during the trip.
Detailed terms and the option to apply for the policy online — via the link: https://www.pumb.ua/service/greencard.
